Xccept, only the best payment processing!

You’re Going To Love The Way Your Business Does Business.
WE GUARANTEE IT! Xccept offers payment processing solutions designed around your business’s unique needs. We have a variety of processing options, including interchange, surcharging, ACH, zero fees, cash discount, dedicated private client agent, no contracts, and zero downtime so you can save money on each and every transaction.

Our Reviews


3Xccept Faster

5Xccept Less

Payment Accepted

Access to all Partner Platforms

Cayan – The Payment Possibilities Company
Clear Rent – Intelligent Processing
Datacap systems Inc
First Data
Fortis Pay – Strength in Payments
Intuit – Quickbooks
Swipe Simple
zero down time
trusted by 20,000 businesses nationwide
Safe & Secure
safe & secure


An Xcceptional Point of Sale Platform

Xccept offers the best payment processing solutions that are fast, easy, and affordable.  We offer our clients traditional merchant accounts including zero-fees processing so they can keep more of their hard-earned money while increasing cash flow. Connect with a live agent and see why we are trusted by over 20,000 businesses nationwide.

Xcceptional Point of Sale Platform

How Much Money Can You Save?

Tell us your monthly processing average, and we’ll tell you how much you could possibly save using the cheapest credit card processing available.

Monthly Processing Volume: 5000
Processing Rate Percentage: 2
Monthly Savings 100

The all-in-one System to Help Your Business Thrive

Get Paid Faster
Get Paid Faster

Enjoy better liquidity and the peace of mind that comes with top-notch, all-in-one system that surpasses industry standards.

Cheaper Fees
Cheaper Fees

Pay just a fraction of what you would elsewhere while running your entire business with our powerful, intuitive software.

Next-level Invoicing
Next-level Invoicing

Easily create online and offline invoices for customers while staying on top of your business finances with detailed reports.

256-bit EAS Encryption
256-bit EAS Encryption

Reliable and secure military-grade cloud hosting dashboard that your business can rely on with 24/7 support…so your never left in the dark.

Talk to an expert about which point-of-sale system is right for you. Contact Expert

Your Full-Suite Merchant Service Provider

Are you a Retail Business

It can be hard to find a good, low-risk payment processing solution that is also easy to use. Not only do you need a payment processing solution that is low risk, but you also need one that is easy to use and fits your business needs.

Xccept offers a variety of payment processing solutions that are low-risk and easy to use.  We have a robust POS system, online credit card processing, counter terminals, and operational solutions.  We also offer free terminals, mobile options such as credit card reader,, and PCI compliance.

  1. Apparel
  2. Beauty Products
  3. Books, CD’s, DVD’s
  4. Home Furniture/Goods
Accept Payments Your Way With Xccept!

Ecommerce Solutions for Your Business

It’s hard to start and grow an online store.  You need to create a great product, design a beautiful website, market your product, handle orders and shipping.

Even if you can manage all of that, there’s still one more challenge that stands in your way: getting paid.  Credit card companies charge high rates and fees, which can eat into your profits.

Xccept is the perfect solutions for online stores.  We offer low processing rates and no hidden fees, so you can keep more of your hard-earned money.  Plus, our platform is easy to use, so you can focus on what you do best: selling products online.

  1. Shopify Store
  2. Apparel
  3. Educational Seminars
  4. Nutraceuticals & Supplements
  5. Travel Agency
Xccept Benefits

Solutions for Small Business

Even the smallest businesses can get taken advantage of by big credit card processing companies.  These big companies charge high fees and have a lot of fine print that can trap small businesses.

Xccept offers zero-free credit card processing for small businesses.  We don’t have any hidden fees or contracts, so feel confident you’re getting a fair deal.

Plus, our customer service is top notch, so you’ll always be able to get help when you need it.

  1. Liquor Store
  2. Restaurant
  3. Tanning Salons
  4. Coffee Shops
Adult Merchant Account

Same Day Approvals For-High Risk Payment Processing

Credit card processing fees can be a huge pain, especially for high-risk businesses.  Traditional payment processors often charge high rates and fees for businesses that are seen as high risk.  this can put a lot of strain on your bottom line.

Xccepts offers high risk zero cost credit card processing.  We understand the challenges that come with being a high risk business, so we’ve developed a system that won’t impact your bottom line.  With Xccept, you can process payment quickly and securely without worrying about expense.

  1. Credit Repair
  2. Adult Products
  3. Guns & Firearms
  4. Nutraceuticals
  5. Tech Support
  6. Dating Sites
  7. Cigars & Tobacco
  8. Jet Charter
Credit Card Payment

Service First Processing

Traditional credit card processing companies charge high rates and fees, which can be a major obstacle for service based businesses.  Small businesses are the backbone of the American economy, but they often have to struggle with unnecessary obstacles like expensive credit card processing rates.

Xccept offers zero-cost credit card processing so small service based businesses can focus on what they are good at – running their business.  We believe that every small business should be able to accept credits cards without paying high fees.

  1. Petroleum
  2. Massage
  3. Health & Fitness
  4. Web Design Services
  5. Marketing
Best Payment Processing

Restaurant Back Office POS – Power Your Entire Restaurant

Restaurants, food trucks and other small businesses often have to turn down sales because they can’t afford to process credit cards. Credit card processing fees can amount to 3-5% of each sale, which is a lot of money when you’re running a restaurant or food service company. This expense can be the difference between profit and loss.

Xccept offers zero-cost credit card processing, so you can keep more of your hard-earned money. With Xccept, there are no contracts, no monthly fees, and no set up costs. You’ll get the same low rates as the big guys, without any of the hassle.

  1. Bars
  2. Restaurants
Online Credit Card Payment Processing

Do you take…Yes we do!

Never miss a sale again! Accept all forms of payments with one device.

It’s hard to keep up with the ever-changing payments landscape.  You want to accept as many forms of payments as possible, but it’s just too hard to keep up with all the changes yourself. Not only do you have to worry about accepting different types of payments, but you also have to worry about security and compliance.

Xccept takes care of everything for you from accepting different types of payments to ensuring that your transactions are secure and compliant with all industry regulations.  Plus we offer low processing rates with no hidden fees.

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All Types of Payment Accepted


Payment Processing Technologies Made Easy

One-Click Technology

Send invoices via email or SMS text message so customers can pay with one click.

Notification Alert

Instantly send payment reminders so you don’t spend time chasing late payments.

Direct Invoice System

Invoice your customers directly from SwipeSimple and never pay for printing & postage again.


Xccept.com is compatible with 95% of current POS systems with zero downtime.

Transaction Complete

We Play Well With Others

Save time and effort. Integrate Xccept with dozens of tools. We bring together everything that’s required to accept payments. With hundreds of integrations for your ecommerce website, you can rest assured that we have your back.


Business Solutions

  • Enterprise Payment Processing
  • Xccept Point of Sale
  • Cash Discount Surcharging
  • Free Fees Processing
  • Integrations

For legal Reasons

Xccept is a registered ISO of PNC Bank, N.A., Pittsburgh, PA -Member FDIC; Woodforest National Bank, The Woodlands Texas; Citizens Bank, N.A., Providence, RI; Wells Fargo Bank, N.A., Concord, CA.

© xccept – All Rights Reserved