There is no shame in dealing with bad credit as long as you are willing to work it out! Xccept has been dealing with businesses with bad credit card histories for a long time and has you covered as well. You’re in safe hands now!
We are not just the experts in the industry but have the most reliable bank relationships. With more than 20 experience in the processing industry we like to consider ourselves experts. Xccept has a long list of clientele that we provided solutions for from high-risk businesses with low credit scores, chargeback history, bankruptcy issues, and more!
Today, a bad credit history will no longer hold you back from getting the merchant services your business needs.
A business labeled as ‘high risk’ can be due to many factors, such as the industry or if you or the business have a bad credit score. There could be more than one reason for a company to be labeled as a ‘bad-credit company or merchant risk’. Reasons include but are not limited to a low FICO score, tax lien, prior bankruptcy, foreclosures, mortgage foreclosures, loan default, or any missed payments.
However, high-risk businesses face trouble finding a reliable payment processing company like Xccept, which doesn’t just have strong banking relationships but also specializes in high-risk merchant accounts with bad credit card records.
Why not!
Every business deserves a second chance. At Xccept, we work logically, rationally, and dedicatedly. With the growing numbers of Americans experiencing debt and the overall low FICO scores it’s no wonder most banks and some payment processors would decline their requests due to high-risk factors. This is where the bad credit payment processing companies slide in with high-risk merchant account services and their high fees. Not with Xccept, get approved today.
Banks and other payment processing companies prefer working with merchants that they consider low credit risk rather than mild or high-risk businesses. Any merchant with a low credit score (despite the reason) will be categorized as “high risk” and may face rejection by some banks and merchant account service providers. In addition, nobody would like to risk their money, timeframe, and reputation. However, Xccept is willing to accept the liability for the risk connected with ventures labeled as high-risk businesses.
Do you accept all forms of payments? You should!
This is the era of convenience, comfort, and feasibility where customers tend to leave the brand if they can’t find facilities according to their needs. Consumers are habitual to paying through the cards and payment methods they choose like Apple Pay, Google Pay and more. It gets annoying for customers when a business accepts limited forms of payments or “Cash Only.” . Don’ t lose your customers to your competition, accept all forms of payments and let Xccept get you started.
One of the most common reasons for rejection is the concern of chargebacks. Every bad credit merchant needs a trustworthy credit card processor to grow its business. Xccept has extraordinary relationships with banks and can provide payment solutions for almost any FICO score.
For a bank, issuing credit card processing for a bad credit business owner is like gambling and considered too risky to be taken on as a new client, which is why bad credit merchants need bad credit merchant account services from Xccept.This is the way it works!
Remember, your credit report is the primary aspect banks consider before deciding to work with your company or not. With bad credits in line, it is a no! But with Xccept on the side, it is always a YES.
Let your customers pay in plastic and make the most out of your sales with a secure merchant account service today!
Banks follow a strict evaluation process when it comes to credit checks. However, on the basis of our goodwill, banks are tolerant of low-credit merchants. If you have a weak credit score, Xccept can assist you with the finest bad credit merchant solutions for your business.
I didn’t know if my business was in the high-risk category until I consulted with my bank last week. However, with a panic attack when I approached Xccept and shared my credit record (which was not perfect), I assumed a rejection straight away without knowing much about the company. To my surprise and luck, they guided me throughout the process and explained how my application got accepted. Ecstatic! Very professional in what they do!
Entrepreneur
Got bad credit and need a merchant account? Xccept is your answer! We can get your business up and running within 24 to 48 hours with zero downtime.
No lengthy procedures, 24-hour approvals time, zero downtime! Simply click “Get Started” and see why Xccept is the #1 credit card processor for the high-risk industry.
Xccept is a registered ISO of PNC Bank, N.A., Pittsburgh, PA -Member FDIC; Woodforest National Bank, The Woodlands Texas; Citizens Bank, N.A., Providence, RI; Wells Fargo Bank, N.A., Concord, CA.
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